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The granting and taking up of credit is one of the cornerstones of modern commercial activity and that is why the coming into force of the National Credit Act, which replaced legislation that had regulated consumer credit for more than a quarter of a century, namely the Credit Agreements Act and the Usury Act, was such a significant event. The National Credit Act forms part of a wave of new measures aimed at protecting consumers and making credit and banking services more accessible. Because the Act alters the legal landscape so dramatically, it is essential that legal practitioners and academics, courts and tribunals, regulators, credit providers, consumers, consumer bodies, debt counselors and credit bureaux come to grips with the new credit regime as soon as possible. This publication is designed to provide comprehensive guidance to those who borrow and to those who lend. The publication is available in printed looseleaf format and online. For more information or to order online visit our online bookstore
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