Definitions:

In this Agreement:

"Affiliate"
means,   in relation to any legal person, a subsidiary of that person or a   holding company of that person or any other subsidiary of that holding   company;

"Authorised Users"
means the   Licensee's permanent employees, and those of any Affiliate of the   Licensee, who have the right to access the Content as part of their   ordinary employment with the Licensee and any other person that may be   agreed to in writing by the Parties;

"Calendar month"
means each of the 12 months into which a year is divided in which the first day of the month is
excluded and the last day of the month is included;

"Content"
means the works owned by the Licensor and listed on the order form to this Agreement;

“Fee Earner”
means   a Director, Partner, Associate or Professional Assistant employed by   the subscribing firm. It does not include Candidate Attorneys or   Conveyancing Secretaries;

"Intellectual Property"
means   all intellectual property rights in relation to the LexisNexis Online   Service, the Software, the Content, and any and all additions or   modifications thereto, and which shall include, without being limited   to, the names, the copyright, any registered designs and trademarks,   websites or patents relating thereto;

"LexisNexis Online Service”
means the Software and the Content owned by the Licensor;

"Licensee"
means   the natural or juristic person whose name and details appear on the   order form to this Agreement and, in the case of a juristic person, all   its affiliated companies and/or branches;

"Licensor"
means   LexisNexis (Pty) Ltd, trading as LexisNexis, registration no.   1991/005175/07, a company registered under the company laws of the   Republic of South Africa;

"Third Party Licensor"
means a content and/or software service provider to the Licensor;

"Software"
means   software owned by the Licensor and by any Third Party Licensor, and any   addition or modification thereto, including such additions or   modifications;

"the Parties"
means the Licensor and the Licensee;

"this Agreement"
means these "Terms and Conditions” and any accompanying order form.

1. Grant of Licence
   1.1   The Licensee and its Authorized Users are granted the right to use the   LexisNexis Online Service and to receive the Content mentioned therein   subject to the following terms and conditions.
   1.2 The Parties   acknowledge that this Agreement may be changed and adapted by the   Licensor. Modifications to this Agreement may be made at any time, after   providing notice to the Licensee.


2. Duration of Licence Agreement
   2.1   This Agreement commences on the date as appears on the first invoice to   the Licensee (“Commencement Date”) and, subject to provisions set out   elsewhere in this Agreement relating to termination, shall remain in   force for a period of 12 Calendar months thereafter.
   2.2   Notwithstanding clause 2.1, the terms and conditions of this Agreement   will be applicable to any free trial period where Authorised Users are   granted the right to use the LexisNexis Online Service prior to the   Commencement Date.
   2.3 The Agreement is automatically renewed upon   its anniversary date and upon all subsequent anniversary dates   thereafter, until such time as the Licensee cancels this Agreement in   writing at least thirty days before an anniversary date. Should the   Licensee wish to adjust the product mix of the chosen Content, then such   changes must be communicated to the Licensor in writing at least thirty   days before an anniversary date and the change will be effected at the   time of the anniversary of this Agreement.
   2.4 This agreement will   supersede and replace all previous or existing agreements relating to   the LexisNexis Online Service entered into between the Parties.


3. Cancellation and Breach of Licence Agreement
   3.1   Notwithstanding the provisions of clause 2, this Agreement may be   cancelled by the Licensor upon 30 days' written notice to the Licensee.   In that event, and following upon the expiry of the notice period, the   Licensor will cancel access to the LexisNexis Online Service and, the   Licensee will be entitled to receive such proportion of the annual   licence fee referred to in clause 5 as was paid by it and applicable to   any unexpired portion of the Agreement.
   3.2 Notwithstanding the   provisions of clause 2, this Agreement may be cancelled by the Licensee   subject to the Licensor’s Credit Policy as appears on its website.
   3.3   Notwithstanding the provisions of clause 2, this Agreement may be   cancelled by the Licensor immediately and without notice to the Licensee   or prejudice to any other remedy available to it, should (a) the   Licensee fail to pay the fee due in terms of clause 5, (b) the Licensor   detect unauthorised use of the LexisNexis Online Service, (c) the   Licensee is in material breach of this Agreement, (d) the Licensee is   placed under voluntary or compulsory sequestration or liquidation, a   final and unappealable judgement remains unsatisfied for a period of 20   days after it comes to the notice of the Licensee, the licensee makes   any arrangement with its creditors or threatens to cease to carry on   business, or is placed under business rescue.
   3.4 In the event of any   of the Licensee committing a breach of any of the terms of this   Agreement and failing to remedy the breach within a period of 14   (fourteen) days after receipt of a written notice from the Licensor   calling upon the Licensee to remedy such breach, then the Licensor shall   be entitled, without prejudice to any rights it may otherwise have   against the Licensee in law or in terms of this Agreement, to terminate   this Agreement.
   3.5 The Licensor reserves the right to institute   action against the Licensee for the non-performance of its obligations   in terms of this Agreement or to recover such damages it might have   suffered as a result of the Licensee's breach of the terms of this   Licence Agreement, in a court of law having jurisdiction.


4. LexisNexis Online Solution Selection
   The Licensee indicates that it has selected the publications listed on the order form to this Agreement.


5. Commencement of Services and Payment
   5.1   In exchange for the right to use the LexisNexis Online Service and   receive the Content, the Licensee will pay a fee, which will be   reflected on an invoice provided to it, and which is set out on the   order form to this Agreement.
   5.2 The Licensee agrees that the fee   for the LexisNexis Online Service referred to in clause 5.1 shall be   paid within 30 days of the date of the invoice or as arranged with the   Licensor in writing.
   5.3 The Licensee agrees that the fee payable for   the LexisNexis Online Service will increase each year. The Licensee   further agrees that, in the event of it merging with a juristic person   which is also a licensee of the LexisNexis Online Service or other   client of the Licensor, that the annual licence fee payable will be   renegotiated between itself and the Licensor.
   5.4 The Licensee agrees   that if it is a law firm fees are based on the number of Fee Earners   registered to practice as attorneys in terms of applicable legislation.
   5.5   Any change in the number of Fee Earners will affect the fees due and as   such the change in Fee Earners must be communicated to the Licensor   within 30 days of the effective change.
   5.6 If the Licensee fails to   notify the Licensor of an increase in Fee Earners the Licensor may   calculate the fees due retrospectively from date of appointment and the   Licensee shall be liable to the Licensor for such amount.


6. Installation, Access and Use
   6.1 Access is restricted to Authorised Users.
   6.2   The Licensee warrants that all Authorised Users will be made aware of   the terms of this Agreement which may be of application to them.
   6.3 The Content of the LexisNexis Online Service may be:
   6.3.1 displayed on an Authorised User's screen;
   6.3.2 printed out or saved by an Authorised User for the Authorised User’s professional business purposes only;
   6.3.3 accessed only for professional business purposes, educational and scholarly use; or
   6.3.4 referenced in print or electronic course material by written text or use of hyperlinks.
   6.4 The Content of the LexisNexis Online Service may not be distributed to third parties not bound by this Agreement.
   6.5 The Licensee and the Authorised Users agree not to:
   6.5.1 Re-publish, copy, modify, reproduce, distribute, display, or   transmit all or any portion of the Content in any form and in any medium   for commercial purposes not related to its business and/or with the   intention of generating a profit thereby;
   6.5.2 Re-publish, copy,   modify, reproduce, distribute, display, or transmit all or any portion   of the Content of the LexisNexis Online Service in any form and in any   medium in the public domain;
   6.5.3 Decompile, reverse engineer,   disassemble, rent, lease, loan, sell, sublicense, or create derivative   works from the LexisNexis Online Service or its Content;
   6.5.4 Create a copy of the LexisNexis Online Service or its Software for any purposes;
   6.5.5 Modify, alter or adapt the LexisNexis Online Service or its Software;
   6.5.6 Include any information or content not owned by the Licensor on   the LexisNexis Online Service without the Licensor's prior written   permission;
   6.5.7 Obscure the Licensor's, or Third Party Licensor's,   copyright or trademark notices on matter printed from the LexisNexis   Online Service;
   6.5.8 Use any network monitoring or discovery software to determine the architecture of the LexisNexis Online Service;
   6.5.9 Use any automatic software or device, or manual process, to   monitor or copy the LexisNexis Online Service or its Content without the   Licensor's prior written permission;
   6.5.10 Distribute any   passwords which may be used by it to remotely access the LexisNexis   Online Service to any person who is not an Authorised User;
   6.5.11   Use the LexisNexis Online Service for any illegal purpose or to transmit   and/or distribute any unsolicited promotional or advertising material;
   6.5.12 Use or otherwise export or re-export the LexisNexis Online   Service or its Content or any portion thereof, in violation of any laws   of the Republic of South Africa or of any treaty or agreement to which   the Republic of South Africa may be a signatory.
   6.6 The Licensor agrees to provide the Licensee with usage statistics on request.
   6.7   The Licensee agrees that should it suspect unauthorised use of the   LexisNexis Online Service then it shall notify the Licensor promptly and   take all reasonable steps as agreed with the Licensor to end such   unauthorised use.
   6.8 The Licensee shall not be liable for a breach   of the terms of this Agreement by any Authorised Users provided that the   Licensee did not cause, assist or condone the continuation of such   breach, and provided also that the Licensee notified the Licensor   promptly of said breach as per clause 6.7 above.


7. Content, Exclusions and Disclaimer
   7.1 Software updates to the LexisNexis Online Service may be implemented by the Licensor without notice to the Licensee.
   7.2   The Content of the LexisNexis Online Service is provided for reference   purposes only and is not intended as a substitute for professional   advice or judgment or to provide legal or other advice with respect to   particular circumstances.
   7.3 Every effort is made to keep the   Content of the LexisNexis Online Service up to date but the Licensee   undertakes to obtain independent verification or advice before relying   on the Content in circumstances where loss or damage may result.
   7.4 THE LICENSEE ACKNOWLEDGES THAT IT USES THE LEXISNEXIS ONLINE SERVICE AND ITS CONTENT AT ITS OWN RISK.
   7.5   TO THE EXTENT PERMITTED BY LAW, THE LICENSOR EXCLUDES ALL IMPLIED   WARRANTIES OF ANY NATURE INCLUDING, AND WITHOUT LIMITATION, THE   WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND   FREEDOM FROM LATENT AND/OR PATENT DEFECTS.
   7.6 TO THE EXTENT   PERMITTED BY LAW, THE LICENSOR AND ITS THIRD PARTY LICENSOR SHALL NOT BE   LIABLE FOR ANY LOSS, INJURY, CLAIM, LIABILITY OR DAMAGE OF ANY KIND   RESULTING FROM THE LICENSEE'S USE, INABILITY TO USE OR THE   NON-AVAILABILITY OF, AND FOR WHATEVER REASON, THE LEXISNEXIS ONLINE   SERVICE, THE CONTENT AND THE SOFTWARE.


8. Intellectual Property Rights
   8.1   All intellectual property rights and other rights in and to the   LexisNexis Online Service (in both machine readable and printed form)   belong to the Licensor or to its Third Party Licensor.
   8.2 Authorised   Users, and any other persons to whom information may have been   distributed in terms of this Licence Agreement, acquire no proprietary   interest in the LexisNexis Online Service, the Content or the Software   and, except as expressly permitted by this Agreement, may not use any of   these in any way that infringes the Licensor's, or the Third Party   Licensor's, intellectual property in them.


9. Assignment of Rights
   The   license to use the LexisNexis Online Service is personal to the   Licensee and may not be assigned or sub-licensed by it, in whole or in   part, unless otherwise agreed to in writing by the Licensor.


10. Confidentiality
    This Agreement contains confidential information belonging to the Licensor and/or its Third Party Licensor, including but
    not   limited to, pricing information. The Licensee acknowledges that this   information is received in confidence and agrees not to disclose such   information unless required to do so by law. This clause will survive   the termination of  this Agreement.


11. Law, Jurisdiction and General Clauses
    11.1   This Agreement shall be interpreted in accordance with the laws of the   Republic of South Africa and shall be subject to the exclusive   jurisdiction of the South African courts.
    11.2 All notices in terms of this Agreement served upon a Party must be served at the domicilium citandi et executandi
    address provided by the Party on the order form to this Agreement.
    11.3   This Agreement represents the entire agreement between the Parties and   neither Party shall have any claim, rely upon any representation or rely   upon any warranty arising from any statement not contained in this   Agreement.
    11.4 The failure by either Party to enforce any provision   of this Agreement, shall not affect either Party's rights to require the   performance of that provision at any time in the future nor shall the   waiver of any breach nullify the effectiveness of any provision.
    11.5   No variation, addition to or cancellation of this Agreement shall be of   any force and effect unless reduced to writing and signed by the   Parties in handwriting.
    11.6 The Licensee shall not cede any of its   rights acquired under this Agreement save as might be provided for in   this Agreement.


12. Limitation of Liability
    TO   THE EXTENT PERMITTED BY LAW, THE LICENSOR AND ITS AFFILIATES SHALL NOT   HAVE ANY LIABILITY FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL OR   SPECIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, ANY LOST REVENUES OR   PROFITS) ARISING OUT OF THIS AGREEMENT, AND THE ENTIRE LIABILITY FOR ANY   CLAIM ARISING OUT OF THIS AGREEMENT, IF AT ALL, SHALL NOT EXCEED THE   AMOUNT PAID BY LICENSEE TO LICENSOR FOR THE PRECEDING 12 MONTHS PRIOR TO   THE CLAIM ARISING.


13. Stipulation for Third Party Licensor
    13.1   The Parties agree that this Agreement is stipulated for the benefit of   the Third Party Licensor as well as the Licensor, and agree that the   Third Party Licensor is deemed to have accepted this benefit.
    13.2   The Third Party Licensor shall have the right to proceed in law against   the Licensee without reference to the Licensor, should the Licensee be   in breach of any provision of this Agreement or statutory provision   which affects the Third Party Licensor's rights directly without also   affecting those of the Licensor.

1. GENERAL
   1.1   These terms and conditions form the entire agreement between LexisNexis   (Pty) Limited and the customer ("the Customer") whose name appears on   the invoice or delivery note ("the Invoice") for the sale and purchase   of Goods or services appearing on the invoice ('the Goods"). Where a   prior written agreement, other than a software licence agreement, exists   between LexisNexis and the Customer with respect to the Goods the   provisions of that agreement shall in all cases prevail over these terms   and conditions.
   1.2 In the event that the Customer enters into a   licence to use any software and / or data comprised in the Goods or   services appearing on the Invoice, these terms and conditions shall   continue to have effect but the terms of such licence shall prevail over   these terms and conditions in the event of conflict.
   1.3 Orders are   accepted by LexisNexis subject to availability of stock. LexisNexis   reserves the right to deliver the Goods in two or more instalments.
   1.4   LexisNexis reserves the right to withhold further supplies in the event   of any breach of any of these terms and conditions for any other reason   which LexisNexis considers warrants such actions.


2. PAYMENT
   2.1   The purchase price of the goods shall be paid by the Customer to   LexisNexis without any deductions or set-off within the period   stipulated on the Invoice.
   2.2 If more than one delivery is made,   then each delivery will be invoiced and shall be paid for separately but   otherwise in accordance with 2.1.
   2.3 LexisNexis shall be entitled   to charge interest on all overdue amounts at the maximum rate   permissible from time to time for money lending transactions in terms of the Usury Act or equivalent legislation, as amended. Such interest   shall be calculated and payable monthly in advance on the first day of   each and every successive month on the balance outstanding from time to   time by the Customer to LexisNexis, and shall be added to the amount due   to LexisNexis by the Customer in respect of the purchase price of the   Goods.
   2.4 The Customer agrees that in the event of any portion of an   Invoice's indebtedness being disputed, then the Customer shall   nevertheless forthwith pay the undisputed amount of such indebtedness   according to the agreed terms of payment.
   2.5 All Goods supplied by   LexisNexis to the Customer shall remain the property of LexisNexis until   the purchase price in respect thereof has been paid in full, but the Customer shall have the right to dispose thereof in the ordinary course   of normal business in which event it is hereby expressly agreed in   advance that the claim to any right of recovery of the purchase price   from the eventual Customer of the Goods, shall be ceded to LexisNexis as   security for payment of any amount outstanding.
   2.6 LexisNexis shall   be entitled to vary the price of publications and or subscriptions   without prior notice to the customer and at its sole discretion.


3. DISCOUNTS
   3.1   The price of the Goods sold to the Customer is strictly Nett and not   subject to any discounts unless otherwise agreed to in writing.
   3.2   If any discount is agreed in writing, it shall only be allowed if   payment is received by LexisNexis strictly by the due date and shall   only apply to the actual price of the Goods themselves and not to any   value-added tax, transport costs, insurance, storage charges or other   duties or taxes.


4. DELIVERY
   4.1   Delivery shall be completed when the Goods are off-loaded at the   destination if the Goods are to be transported by means of LexisNexis   vehicle or when the Goods are loaded if they are to be transported by   the Customer or a carrier engaged (whether by LexisNexis or the   Customer) to transport the Goods to the Customer, provided, however,   that if the Goods are forwarded to the Customer by means of normal post,   it will be assumed that the Goods were delivered to the Customer unless the Customer notifies LexisNexis in writing within a period of 30   (thirty) days from the date of the invoice that it did not receive the   Goods.
   4.2 Should LexisNexis at the Customer's request, agree to engage a carrier to transport the Goods to the Customer, then:
   (a) LexisNexis is authorised to engage a carrier on such terms and conditions as it deems fit; and
   (b)   The Customer indemnifies LexisNexis against all demands and claims   which may be made against it by the carrier so engaged and all liability   which LexisNexis may incur to the carrier arising out of the   transportation of the Goods.
   4.3 The risk in the Goods shall pass to the Customer on delivery of the Goods.
   4.4   LexisNexis shall not be liable under any circumstances for any   complaint or claim for any alleged shortage in delivery or defect in the   Goods unless written notice is received by LexisNexis within seven days   after delivery of the Goods to the Customer.
   4.5 The signature of   the employee or agent of the Customer which appears on LexisNexis   official delivery note or waybill or delivery note of any authorised   independent carrier, shall constitute conclusive evidence of delivery of   the Goods purchased.
   4.6 If more than one delivery is to be made then the provisions of this clause 4 shall apply to each delivery.
   4.7 Time of delivery shall not be of the essence.
   4.8 Please note that orders for delivery outside of South Africa may be subject to customs fees charged by your country’s government.


5. SET OFF
   5.1   In the event of LexisNexis or any holding or subsidiary of fellow   subsidiary or other division of LexisNexis, becoming indebted to the   Customer, LexisNexis may set off such indebtedness against any moneys   which may be or become owing by the Customer to LexisNexis.


6. EXCLUSIONS
   6.1   LexisNexis liability to the Customer for any damages sustained by the   Customer from any cause whatsoever including any damages arising out of   LexisNexis negligence or that of its servants, agents or sub-contractors   shall in any event and under all circumstances, be limited to the   replacement at LexisNexis premises of the Goods which at the date of   delivery thereof are subject to a patent defect arising from defective   materials.
   6.2 Except as provided in 6.1 above, LexisNexis shall in   no circumstances whatsoever be liable for any loss of profit or any   damage direct or indirect, consequential or otherwise sustained by the   Customer whether or not caused by the negligence of LexisNexis, its   agents or employees.
   6.3 Insofar as any of LexisNexis obligations   under the contract are carried out by any of its servants, agents,   subcontractors, associates or subsidiaries, the provision of 6.1 and 6.2   above are stipulated for their benefit as well as for LexisNexis and   each of them shall be exempted accordingly.
   6.4 The customer shall   not have any claim of any nature whatsoever against LexisNexis for any   failure by LexisNexis to carry out any of its obligations under its   contract with the Customer as a result of causes beyond LexisNexis control, including but without being limited to any strike, lockout,   shortage of labour or materials, delays in transport, accidents of any   kind, any default or delay by any sub-contractor or supplier of   LexisNexis, riot, political or civil disturbances, the elements, any act   of
   any State or Government, any delay in securing any permit,   consent or approval required by LexisNexis for the supply of Goods under   the contract or any other authority of any other cause whatsoever   beyond LexisNexis absolute and direct control.


7. WARRANTY
   Save   as provided for in clause 6.1 all the Goods are sold voetstoots and   without any warranties whatsoever, whether express or implied.


8. DEFAULT
   8.1   Should the customer default in paying his account strictly on due date   or commit a breach of any of the terms and conditions of his contract   with LexisNexis or; Being an individual, die or be provisionally or   finally sequestrated or surrender or make application to surrender his   estate or commit any act of insolvency; or being a partnership, the   partnership is terminated; or being a company or close corporation is   placed under a provisional or final order for liquidation or judicial management; or has a judgement recorded against it which remains   unsatisfied for seven days; or compromises or attempts to compromise   generally with any of the Customer's creditors; or enters into any   transaction which has the effect of changing the beneficial ownership of   the Customer's business;
   Or if the Customer as a company or close   corporation enters into any transaction which has the effect of a change   in the effective control of the company or corporation; then, without   prejudice to any other right may have:
   (a) LexisNexis shall be   entitled, but not compelled, forthwith to demand that the whole amount   outstanding by the Customer from whatsoever cause arising, be paid   immediately; and
   (b) LexisNexis shall furthermore be entitled to   cancel any agreement which exists between it and the Customer and   suspend the carrying out of any of its then uncompleted obligations, in   which event the Customer shall have no claim or claims of whatsoever   nature against LexisNexis arising out of such cancellation of the   suspension by LexisNexis to carry out any obligations.
   8.2 LexisNexis rights in terms of 8.1 above shall not be exhaustive and shall be in addition to its common law rights.
   8.3   No relaxation which LexisNexis may have permitted on any one occasion   in regard to the carrying out of the Customer's obligations shall   prejudice or be regarded as a waiver of LexisNexis rights to enforce its   obligations on any subsequent occasion.
   8.4 Upon the cancellation of the contract between LexisNexis and the Customer for any reason whatsoever:
   (a) All amounts then owed by the Customer to LexisNexis from any cause whatsoever shall become due and payable forthwith; and
   (b) LexisNexis may retake possession of all the Goods in respect of which ownership has not yet passed.


9. JURISDICTION
   9.1   The Customer agrees that LexisNexis shall be entitled but not obliged   to institute any proceedings against the Customer arising out of its   contract with the Customer for the full balance outstanding in any   Magistrate's Court having jurisdiction over the Customer from time to   time notwithstanding that the claim or the value of the matter in   dispute may exceed the jurisdiction of the Magistrate's Court. Further,   the Customer agrees to be liable for all legal costs including costs on the scale as between attorney - and – own - client and collection   charges and tracing costs.
   9.2 A Certificate by any Director or   Manager of LexisNexis showing the amount due and owing by the Customer   to LexisNexis at any given time shall be prima facie evidence of the   amount due by the Customer and such certificate shall be sufficient for   purposes of judgement or provisional sentence or other legal   proceedings.


10. DOMICILIUM
    The   Customer nominates its business address as reflected on the face of the   invoice as its domicilium citandi et executandi for service upon it of   all notices and processes whether in connection with any claim or any   sum due to LexisNexis or otherwise.


11. NEGOTIABLE INSTRUMENTS
    Any   promissory note, bill of exchange or other negotiable instrument   received by LexisNexis from the Customer shall not be a notation of the   debt for which it is given and LexisNexis waives presentment, notice of dishonour and protest where applicable.


12. RETURN OF THE GOODS - LOCAL PUBLICATIONS
    If,   in the exercise of its discretion, LexisNexis shall agree, at the   written request of the Customer, to accept the return of any of the   Goods for credit, which Goods were correctly supplied by LexisNexis and   are not faulty or subject to any claim, LexisNexis shall be entitled   without the necessity of any further agreement to claim from the   Customer a handling charge of 10% (ten per centum) of the Invoice price   of the Goods so returned.


13. RETURN OF GOODS - IMPORTED PUBLICATIONS
    The Company will not accept any returns of imported publications that are supplied.


14. INSURANCE
    14.1 The Customer shall at all times keep the Goods sold to it adequately insured against all forms of loss.
    14.2   Pending payment to LexisNexis for the Goods purchased, all benefits in   terms of the Insurance Policy relating to the insurance of such Goods   are hereby ceded to LexisNexis.


15. LAW APPLICABLE
    The contract of sale to which this invoice relates is governed by the laws of the Republic of South Africa.


16. CESSION OF DEBTORS
    16.1 The Customer does hereby irrevocably and in rem suam cede, pledge, assign transfer and make over unto and in favour of   LexisNexis all its right, title, interest, claim and demand in and to   all claims of whatsoever nature and description and however arising   which the Customer may now or at any time hereafter have against all and   any person, companies, corporations, firms, partnerships, associations,   syndicates and other legal personae whomsoever ("debtor's debtors") without exception as continuing covering security for the due payment of   every sum of money which may now or at any time hereafter be or become   owing by the Customer to LexisNexis from whatsoever cause arising and   for the due performance of every other obligation howsoever arising   which the Customer may be or become bound to perform in favour of   LexisNexis.
    16.2 The Customer hereby undertakes that if and whenever   LexisNexis will so require, the Customer will not later than the 7th day   of every month, deliver to LexisNexis a schedule supplied by a director   of all amounts which will have been owing to the Customer by its   debtors on the last day of the preceding month reflecting thereon the   amounts so owing by each debtor and the name and last known address of   such debtor.
    16.3 Whether or not the Customer's debtors will have   been notified of the cession of all sums of money which the Customer   will collect from its debtors or any of them shall be collected and   received by the Customer as agents on LexisNexis behalf provided that LexisNexis shall be entitled at any time to terminate the Customer's   mandate to collect all or any such sums of money, and that with effect   from the termination of such mandate, the Customer will cease to collect   or receive any payments on account of the debts in respect of which the   Customer's mandate has been terminated.
    16.4 The Customer agrees   that LexisNexis shall be entitled at any time or times hereafter to give   notice of this cession to all or any of the Customer's debtors and to   take such steps as they may deem fit to recover the amounts respectively   owing by the Customer's debtors to the Customer from time to time and   for the time being provided that LexisNexis shall be obliged to refund   any amounts to the Customer that are in excess of the amount to which the Customer will at that stage be indebted to LexisNexis.
    16.5 The   Customer warrants that LexisNexis will at all times while the cession   will remain in force be entitled through its duly authorised   representatives to inspect all or any of the Customer's records relating   to any of the debts covered by this cession.
    16.6 Should it   transpire that the Customer entered into prior deeds cession or   otherwise disposed of any of the right, title and interest in and to any   of the debts which will from time to time be subject to this cession,   then this cession shall operate as a cession of all the Customer's   reversionary rights.


17. NON VARIATION
    17.1   No variation, alteration or consensual cancellation of any of these   terms and conditions shall be of any force or effect, unless in writing   and signed by the parties hereto.
    17.2 No waiver or abandonment by   LexisNexis of any of its rights in terms of this application and these   terms and conditions shall be binding on it unless such waiver or   abandonment is in writing and signed by it.


18. THE CREDIT GRANTOR MAY:-
    18.1   Perform a credit search on the applicant's record with one or more of   the registered Credit Bureaus when assessing the applicant's application   for credit.
    18.2 Monitor the Credit Applicant's payment behaviour by searching his / her record at one or more of the Credit Bureaus.
    18.3 Use new information and data obtained from Credit Bureau in respect of the applicant's future credit applications.
    18.4 Record the existence of the applicant's account with any Credit Bureau.
    18.5   Record and transmit details of how the account is conducted by the   applicant in meeting his / her obligations on the account.
    18.6 Use   information obtained from one or more Credit Bureaus to assess future   credit applications by the applicant and members of his / her family.
    18.7   The Credit Applicant acknowledges and agrees that any information   regarding his / her credit worthiness, defaults in payment to the credit   grantor and details of how his / her account with the Credit Grantor is   conducted may be disclosed to any other creditor of the Applicant or to   one or more Credit Bureau.
    18.8 The Credit Grantor shall not be   liable for any damages that the Credit Applicant suffers arising out of   the Credit Grantor performing the above-mentioned functions.


19. INTELLECTUAL PROPERTY
    RELX Group and the RE symbol are trade marks of RELX Intellectual Properties SA, used under license.